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Workers' Comp

Streamline Workers' Comp With Ease

Workers' Comp Made Simple with Brand's Pay-As-You-Go Solutions

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What is workers’ compensation?

Workers' compensation is a required insurance solution that safeguards both employees and employers.

For employers

It acts as a safety net, reducing legal liability and demonstrating a commitment to employee well-being. Offering workers’ compensation not only ensures compliance with regulations but also fosters trust and loyalty by prioritizing workplace safety and care.

For employees

It provides critical financial and medical support, covering expenses such as medical treatment, lost wages, and rehabilitation for work-related injuries or illnesses.

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Experience Convenience
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Increase Cash Flow
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Improve Accuracy
Pay-As-You-Go

Why Brand’s Pay-As-You-Go Solution?

Managing workers’ compensation can often feel overwhelming—upfront premiums, complicated audits, and the risk of strained cash flow can take a toll. That's where workers comp pay-as-you-go solution comes in—a modern and streamlined approach.

Real Time Payroll
Real-Time Payroll Integration:
Premiums are calculated using up-to-date payroll data, eliminating guesswork and reducing errors.
Cash Flow
Improved Cash Flow:
Pay only what you owe when you owe it—no upfront lump sums required.
Audit Protection
Audit Protection:
Minimize surprises at the end of the year with accurate, automated calculations.
Conveninece
Convenience and Accuracy:
Brand’s technology ensures seamless setup and hassle-free management.
THE PAY-AS-YOU-GO ADVANTAGE

Switching to a pay as you go solution means no more:

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Upfront premiums
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Complicated audits
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Strained cash flow
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No guesswork
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No surprises
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Seamless, accurate payments
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Get your quote today with our simplified quoting software.

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Discover why it’s the smarter choice for your business.

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Pay-As-You-Go Solution
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Traditional Workers' Comp
Premium Payment
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Real-time payroll-based payments
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Upfront lump sum
Cash Flow Impact
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Low
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High
Year-End Audits
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 Minimal to none
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Time-consuming and costly
Premium Accuracy
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Based on actual payroll datas
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Estimated, prone to errors
Administrative Burden
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Low
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High

FAQ

Do I need workers' comp if I have only a few employees?

Yes, most states require workers’ compensation insurance, even for small businesses with just one or two employees.

How does Pay-As-You-Go workers’ comp help my business?

It prevents overpaying premiums, improves cash flow, and reduces audit complications by basing premiums on real-time payroll data.

What happens if I don’t have workers' comp insurance?

You could face fines, legal penalties, and liability for medical expenses if an employee is injured on the job.

Does workers’ comp cover all workplace injuries?

It covers most job-related injuries, with exceptions like misconduct or intoxication depending on the related state rules and policy guidelines.

Can independent contractors be covered under workers' comp?

Usually not. However, there are certain exceptions for some industries.

How do workers' comp claims work?

The employer submits the injury claim, the claim is reviewed, and approved claims cover expenses and lost wages.

 What factors affect my workers' comp premiums?

There are multiple factors that affect premiums, including industry risk, employee classification, payroll size, claim history, and state regulations.

Can I bundle workers’ comp with payroll services?

Yes, Brand’s Payroll integrates workers' comp solutions with your payroll.

How can I optimize the management of my workers’ comp costs?

Utilize Pay-As-You-Go billing method, ensure proper worker classification, as well as take necessary steps to educate your workforce on safety best practices to prevent injuries.

 What is an experience modification rate (EMR), and why does it matter?

EMR reflects your claim history; a lower EMR reduces your premium costs.

Ready to Simplify Workers' Compensation?

With Brand’s user-friendly platform and commitment to accuracy, managing workers’ compensation has never been easier. It’s time to take control of your coverage and ensure you’re protected—without the stress.

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