FLEXIBLE BENEFITS ADMINISTRATION

Boost Employee Savings & Simplify Benefits

Brand's Payroll offers seamless HSA, HRA, FSA/DCA, and Commuter Benefits Administration, helping businesses enhance employee benefits while staying compliant and reducing tax liabilities.

Speak to a Specialist

Why Choose Our Benefits Administration?

Hassle-Free Management

We handle all administration, ensuring smooth plan implementation and compliance.

Single Debit Card Solution

One card for all accounts: HSA, FSA, DCA, HRA, and Commuter Benefits.

Fast & Secure Claims Processing

Daily reimbursements with direct deposit and online tracking.

Employee-Friendly Platform

Mobile access, easy claims submission, and real-time balance updates.

Dedicated Account Support

A team of benefits experts available for ongoing guidance.

Tailor Your Benefit Offerings
with Flexible Options

Health Savings
Accounts (HSA)

Employees can save pre-tax dollars for medical expenses.

Employer contributions lower payroll taxes.
Funds roll over and grow tax-free for future healthcare needs.

Health Reimbursement
Arrangements (HRA)

Employer-funded accounts that help cover medical expenses.

Customizable plans tailored to business needs.
Reduces overall healthcare costs while supporting employees.

Flexible Spending
Accounts (FSA/DCA)

Employees set aside pre-tax dollars for healthcare or dependent care.
Includes Medical FSAs, Dependent Care FSAs, and Limited-Purpose FSAs.
Employers save on payroll taxes while enhancing benefits.

Commuter Benefits

Tax-free savings on mass transit and parking expenses.
Employees can set aside up to $315 per month for commuting costs.
Includes options for public transit, ride-sharing, and parking expenses.

Seamless Integration &
Compliance

Audit-Ready Administration – Stay compliant with IRS Sections 105, 106, 125, and 129.
Real-Time Reporting – Access detailed reports through an employer portal.
Smooth Plan Funding – Flexible ACH funding options to streamline reimbursements.

Make Benefits Easy for Your Business & Employees

Brand's Payroll takes care of every aspect of benefits administration, ensuring accuracy, compliance, and a hassle-free experience for employers and employees alike.

FAQ

What’s the difference between an HSA and an FSA?

An HSA is for those with high-deductible health plans, and it rolls over annually, while an FSA is a use-it-or-lose-it account for medical expenses.

Are commuter benefits tax-deductible?

Yes, commuter benefits allow employees to set aside pre-tax income for transit and parking expenses.

Can I offer flexible benefits to part-time employees?

Yes, but eligibility may vary depending on plan type and employer contribution policies.

What is the benefit of offering Health Savings Accounts (HSAs)?

HSAs allow employees to save pre-tax dollars for medical expenses, with employer contributions reducing payroll taxes and funds rolling over annually.

Can PayDeck manage Health Reimbursement Arrangements (HRAs)?

Yes, PayDeck supports customizable HRAs, allowing employers to reimburse employees for medical expenses tax-free, helping to lower overall healthcare costs.

How do Flexible Spending Accounts (FSAs) benefit employees and employers?

FSAs enable employees to set aside pre-tax dollars for medical or dependent care, while employers reduce payroll taxes and enhance employee benefits.

What are the funding options for flexible benefits plans?

Flexible ACH funding options are available to streamline reimbursement processes, ensuring smooth and timely payouts for employees.

Can I set contribution limits for my employees’ flexible benefits?

Yes, PayDeck allows employers to set and adjust contribution limits for various benefits like FSAs, HSAs, and commuter benefits to suit company policies.

How does PayDeck handle employee elections for flexible benefits?

PayDeck simplifies employee elections by automating the process, allowing employees to choose benefit plans during open enrollment or qualifying life events.